DFY Essential Plan

Our Essential Plan is designed to help anyone with 1-10 negative accounts, all under 4k with no repossessions, evictions, bankruptcies, child support, and foreclosures.

With this plan, my team will send out ( 3 / 6 / 9 / 12 ) rounds of dispute letters. 

We address: late payments, charge-offs, collections, student loans, inquiries and inaccurate personal information.

*Some removals may take longer depending on the situation. 

* * Please allow 30-45 days for results per round.

What We Need From You

• Credit Monitoring (required):You’ll share read-only login so we can track progress.
• Government ID, Social Security Card & Utility Bill (for compliance).
• Timely responses to any bureau/collector mail.

Please note that accounts may be modified, updated, or removed in accordance with FCRA standards. While we strive for the best possible outcomes, we do not guarantee results, and we do not have control over the bureaus. Results may vary for each individual.