Essential Plan
Essential Plan
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3-Month Program · Done For You
Ready to commit? Start cleaning up your credit the right way.
The Essential Plan is built for clients who are ready to take action and want real, professional results in 90 days. Our team handles every dispute, every letter, and every follow-up while you focus on your life. This is your foundation — built to get you approved.
What's Included:
Personal Information · Collections · Medical Bills · Inquiries
NOT Included: Bankruptcies, Repos, Evictions, Child Support (see Legacy Plan)
What We Need From You:
- Credit Monitoring access (read-only login) — $1 trial, $39.90/mo after
- Government ID, Social Security Card & Utility Bill
- Timely responses to any bureau or collector mail
Please allow 30–45 days for results per round. Some removals may take longer depending on the situation.
Please note that accounts may be modified, updated, or removed in accordance with FCRA standards. While we strive for the best possible outcomes, we do not guarantee results, and we do not have control over the bureaus. Results may vary for each individual.
Approval for Higher Limits
Qualify for Better Options
More Negotiating Power
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